Skip to Content


Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Arron did a great job helping on my first home Danielle Telfor Home owner
From the first day of our communication to the the time we went for closing Aaron has been very professional, understanding and helpful. There was no one time I ever felt not valued nor respected by him, he is very efficient and ready to listen and help. During this process I spoke ... READ MORE Caren Sande Teacher
5 star service for a 5 star individual. He is going to do everything in his power to get you qualified for a loan. Doing honest business, with top notch customer service will make doing business with Aaron a breeze. Secured me awesome rate and helped walk me through every step to make ... READ MORE James Hizer USAF
Aaron was a pleasure to work with , and found a great solution to my refinancing needs . I appreciate his professionalism , and work ethic . I would definitely advise others to work with him . Greg Guess Officer
Aaron was beyond amazing! He made the home buying process go so smoothly. He was truly a blessing to you work with. I will forever be grateful for him. I highly recommend him to anyone looking for a great loan officer to work with. Thank you for everything, Aaron. You are the best!!!! Lorenza Calinao Legal Assistant
Aaron is a great professional lender officer. as first time buyer he helped me with great knowledge and awesome service ! Words is not enough to express how great he is ! He is very kind and motivational too! Seble Tefera
Aaron is a great lender officer with a great service and kind personality! I don’t have a word to express him, he is wonderful ! He is awesome and I really satisfied with his service and recommendations as friend and family!!! Thank you Aaron!!’n Seble Tefera
A Letter of Recommendation for Aaron Smith, an Exceptional Loan Officer and Person. I would like to recommend, strongly recommend, Mr. Aaron Smith, a Mortgage Loan Officer for AmeriFirst Financial Inc . Aaron is a very dedicated individual who works for his clients and follows ... READ MORE Zisses Gregory Zisses Gregory Luxury Homes Specialist
Aaron was straight to the point when I met him . He showed professionalism every step off the way and if i had to do it all over again , I wouldn't have it any other way ! I highly recommend Aaron Kenneth Davis Kenneth Davis Truck Driver
I cannot say enough about how great of a job Aaron did for us! I worked with him for several months on finding the right loan for our new home. Aaron goes above and beyond to make sure he stays on top of everything the customer needs during this sometimes confusing and long process. He ... READ MORE Keri Woods
Me and my wife were first time home buyers. Aaron helped through the entire process. Aaron expertise and attention to detail made our home buying process very easy. I would recommend Aaron to anyone seeking a lender. Branden Lewis College Success Advisor
I fully recommend Aaron Smith. He’s very professional in this business, and get things done in a timely manner. Kelley Claiborne
Aaron was very pleasant , professional and helpful to work with in getting my loan closed. I would use his services again and recommend him to others buying or refinancing a home. Jody m. Craig Owner/ operator Sunset

Let's accomplish more together.

Get in touch

Back to top